Financial Planning for a Better Retirement
Start Planning Your Financial Future Today
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L3 Family Wealth Partners on TV
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RETIREMENT REALITY REPORT RADIO & PODCAST
Tune in!
NewsRadio 830 WCCO | Minneapolis Every Saturday at 11:00 a.m.
WIBA 1310 AM | Madison Radio Every Sunday from 7:30a.m.
WPTI-FM 94.5 | Greensboro Every Saturday 8:30 a.m.
Annuity Reality Report
Does your annuity match your retirement goals? Are you curious about how an annuity might work into your retirement strategy?
Test it out with our Annuity Reality Report!
Our Mission Statement
Life
ACCUMULATE AND GROW ASSETS DURING YOUR LIFE.
Every financial situation is different, and there’s no one-size-fits-all approach to growing wealth. As a Certified Financial Planner® (CFP®), Marc Linsky specializes in wealth management and building customized investment portfolios. We understand your risk profile, investment time horizon, and expected future life events. The investment world is a difficult place to navigate, and we’d like to help guide you.
Life
Longevity
REPLACE INCOME FOR A COMFORTABLE RETIREMENT.
Due to the improvements in medicine and technology, people are living longer than ever. A common concern among clients is outliving their wealth. We don’t just focus on the now; we also focus on the future. Together, our plan prepares for your retirement and ensures that you understand how your income will be replaced so you can focus on the things that you enjoy.
Longevity
Legacy
PLAN YOUR FAMILY’S WEALTH FOR GENERATION.
We understand that your family is important and aim to help you best prepare for their future. Wealth building ensures that you will not only have a stress-free retirement, but that the next generation of your family’s wealth is passed down according to your wishes. Enjoy your hard-earned assets in retirement by having a customized legacy plan in place.
Legacy
What does retirement really look like today
—and how should you prepare for it?
In Money & Meaning, Marc Linsky shares a fresh perspective shaped by 40+ years of experience, helping you align your financial strategy with what matters most.
Frequently Asked Questions
What does a retirement planner do?
A retirement planner helps you create a strategy for turning your savings into reliable retirement income. This often includes investment planning, tax strategies, Social Security decisions, healthcare considerations, and creating a plan designed to help your money last throughout retirement.
When should I start planning for retirement?
The best time to start retirement planning is before retirement, but it’s never too late. Whether you’re 5, 10, or even 20 years from retirement, having a clear strategy may help improve confidence and uncover opportunities to strengthen your financial future.
How can I reduce taxes in retirement?
Many retirees are surprised by how much taxes can impact their retirement income. Strategies such as Roth conversions, tax-efficient withdrawal planning, and proactive income planning may help reduce lifetime tax exposure.
How much money do I need to retire comfortably?
The answer depends on your lifestyle, income needs, healthcare expenses, and retirement goals. A personalized retirement plan can help determine how much you may need and identify potential gaps before retirement.
Can you help with Social Security decisions?
Yes. Social Security claiming strategies can significantly impact your lifetime retirement income. We help clients evaluate their options and understand how Social Security fits into their broader retirement strategy.
What is a retirement income plan?
A retirement income plan is designed to help create a reliable paycheck in retirement. It coordinates your investments, Social Security benefits, pensions, and other assets into a strategy intended to support your long-term goals.
Do you work with retirees and people approaching retirement?
Yes. We primarily work with individuals and families who are preparing for retirement or already retired and looking for guidance on income, investments, taxes, and legacy planning.
What makes L3 Family Wealth Partners different?
As a family-owned financial planning firm, we take a personalized approach to retirement planning. Our focus is helping families create strategies around Life, Longevity, and Legacy while providing education and guidance designed to simplify complex financial decisions. [link] You can read about L3 in the press here.